Big protection,
small premium.
Affordable cover for everyday people and the livelihoods they live on — the market stall, the kiosk, the keke, the family home. For a few naira a month, a micro policy pays out real money when fire, theft, flood or accident hits the hustle.
The market fire that took the stall.
Brokered with our panel of insurers · quote confirmed with you · assisted claims.
You don't need to be rich to be protected — a micro policy from My Insure Bank pays out real money when fire, theft or accident hits the hustle.
Small-premium cover for everyday life and livelihoods
Every Microinsurance line on the MIB panel — life, health, property and the cover that protects a small trader's hustle and loan. Built to be affordable: low premiums, simple claims, real payouts. Each is brokered: request a quote and our team binds it with the right insurer.
Micro Life
Most popularA small lump sum for your family, for a premium anyone can afford.
- Pays a death / funeral benefit
- Low monthly premium
- Simple, no medicals
Micro Health
Hospital cash that softens the blow of an admission you can't budget for.
- Daily hospital cash benefit
- Covers admission days
- Affordable, family-friendly
Micro Property
Best valueYour stall, kiosk, stock or home against fire, flood and theft.
- Fire, flood & named perils
- Theft of stock & contents
- Up to your modest sum insured
Credit
Clears your micro-loan if death or disability stops you repaying.
- Settles the outstanding loan
- Protects family from the debt
- Pairs with co-operative loans
Personal Accident
A cash benefit if an accident leaves you injured or unable to work.
- Accidental death & disability
- Cash benefit on injury
- Cover on the road & at work
Livestock
Your few animals protected against death from disease and accident.
- Death from disease or injury
- Cover for small herds & flocks
- Restores a vital asset
Prices are guidance from typical micro premiums — kept deliberately low — and your exact quote depends on the modest sum insured or benefit you choose, and is confirmed with you.
Protection within everyone's reach
Microinsurance brokered the right way — the smallest premium across our panel of insurers, and a team that gets your claim paid so a single bad day doesn't end the hustle.
We compare micro life, health and property cover across our panel of regulated Nigerian insurers, so you get real protection for the smallest premium.
Tell us what you want to protect — the stall, the kiosk, the keke or the family — and our team prepares the quote and binds the policy with the right insurer.
A micro policy costs a few naira a month and pays out real money when fire, theft, flood or accident hits — file a claim from your phone and we walk it through.
A product of PRA Insurance Brokers, licensed by NAICOM (Reg. No. RBC-1015, Composite Broker).
Get your micro cover quote
Tell us what you want to protect — your life, your health, your stall or your home — and our team prepares an affordable quote across our panel of insurers and binds the right micro cover for you.