When someone holds
your business liable,
you're covered.
A claim, a lawsuit, a regulator's letter — one of them can end a business that took years to build. Liability cover stands in front of you, paying the claim and the legal costs, up to your limit of indemnity.
The advice that went wrong.
Brokered with our panel of insurers · quote confirmed with you · assisted claims & defence.
One lawsuit can end a business — liability cover from My Insure Bank pays the claim and the legal costs, up to your limit of indemnity.
Liability, indemnity and director cover
Every liability and professional line on the MIB panel — from public and product liability to professional indemnity, D&O and cyber. Each is brokered: request a quote and our team binds it with the right insurer.
Public Liability
FoundationThird-party injury or property damage your business causes to the public.
- Injury to customers & visitors
- Damage to third-party property
- Legal defence costs included
Professional Indemnity
Most popularClaims that your professional advice or service caused a client a loss.
- Professional negligence claims
- Defence & investigation costs
- Cover for past and current work
Product Liability
Harm caused by a product you make, supply or sell.
- Injury or damage from products
- Defective product claims
- Legal costs to defend
Employers' Liability
Claims from staff injured or made ill in the course of their work.
- Workplace injury & illness
- Employee compensation claims
- Statutory defence costs
Directors' & Officers' (D&O)
Best valuePersonal protection for the board against management-decision claims.
- Claims against directors & officers
- Defence costs & settlements
- Regulatory investigation cover
Errors & Omissions (E&O)
A mistake or oversight in the service you delivered to a client.
- Service errors & omissions
- Breach of professional duty
- Legal defence included
Occupier's Liability
Injury to people on premises you own, occupy or control.
- Injury on your premises
- Slips, trips & falls
- Defence and settlement costs
Cyber Liability
A data breach or cyber-attack and the third-party claims that follow.
- Breach response & notification
- Third-party data claims
- Defence & regulatory costs
Prices are guidance from typical premiums — your exact quote depends on your trade, turnover and the limit of indemnity you choose, and is confirmed with you.
Cover you can trust, defence when it counts
Liability and professional insurance brokered the right way — best price across insurers for your limit of indemnity, and a team that gets the claim defended and paid.
We compare liability and professional cover across our panel of regulated Nigerian insurers, so you get the right price for the limit of indemnity you need.
Tell us your trade and the exposures you carry; our team prepares the quote and binds the policy with the right insurer — no guesswork.
When a claim lands, file it from your phone and let our team walk it through — cover that pays the settlement and the legal costs to defend you.
A product of PRA Insurance Brokers, licensed by NAICOM (Reg. No. RBC-1015, Composite Broker).
Get your liability & professional quote
Tell us your trade and the exposures you carry — public, professional, product or cyber — and our team prepares a quote across our panel of insurers and binds the right cover for your limit of indemnity.
More cover in this category
Real products from NAICOM-licensed underwriters, arranged through My Insure Bank. Buy online in minutes, or speak to a broker for a tailored quote.
Underwritten by Universal Insurance PLC (NAICOM-licensed) · arranged by My Insure Bank, a product of PRA Insurance Brokers.