Your home, covered
for the worst day.
From the first home you saved years for to the one you built to last — every home is a lifetime of work. Cover that rebuilds and replaces after fire, flood or theft, up to your sum insured.
The first home you saved years for.
Brokered with our panel of insurers · quote confirmed with you · assisted claims.
A home policy from My Insure Bank pays to rebuild your home and replace your belongings — up to your sum insured.
Protect your home, contents and property
Every home and property line on the MIB panel — from fire and perils on the building to all-risks on your valuables. Each is brokered: request a quote and our team binds it with the right insurer.
Fire & Special Perils
FoundationThe foundation: your building against fire, lightning and named perils.
- Fire, lightning & explosion
- Storm, flood & impact damage
- Rebuild up to your sum insured
Homeowners
Most popularComprehensive cover for the building and what's inside it.
- Building + contents in one policy
- Burglary, fire & flood
- Public liability included
Household Contents
Everything you own inside the home, replaced if it's lost.
- Furniture, appliances & electronics
- Fire, theft & flood damage
- New-for-old replacement
Office
Your premises, fittings and equipment, kept trading.
- Office building & contents
- Equipment & furniture
- Business liability options
Industrial All Risks
Best valueBroad all-risks cover for factories and industrial sites.
- Buildings, plant & machinery
- Stock & finished goods
- Wide all-risks wording
Property All Risks
Any-event cover for commercial property and assets.
- Sudden & accidental damage
- On-site and in transit
- Tailored to your portfolio
Burglary
Forced-entry theft of property from your premises.
- Theft following break-in
- Damage to the building from entry
- Stock & contents covered
Theft
Loss of insured property by theft, properly settled.
- Theft of insured property
- Assisted, documented claims
- Pairs with contents cover
Prices are guidance from typical premiums — your exact quote depends on your sum insured, location and security, and is confirmed with you.
Cover you can trust, claims that rebuild
Home and property insurance brokered the right way — best price across insurers for your sum insured, and a team that gets your claim paid.
We compare home and property cover across our panel of regulated Nigerian insurers, so you get the right price for your sum insured.
Tell us what you want to protect; our team prepares the quote and binds the policy with the right insurer — no guesswork.
File a claim from your phone and let our team walk it through to a payout — cover that actually pays to rebuild and replace.
A product of PRA Insurance Brokers, licensed by NAICOM (Reg. No. RBC-1015, Composite Broker).
Get your home & property quote
Tell us what you want to protect — the building, the contents, or both — and our team prepares a quote across our panel of insurers and binds the right cover for your sum insured.
More cover in this category
Real products from NAICOM-licensed underwriters, arranged through My Insure Bank. Buy online in minutes, or speak to a broker for a tailored quote.
Underwritten by Universal Insurance PLC (NAICOM-licensed) · arranged by My Insure Bank, a product of PRA Insurance Brokers.