Health and life cover
that actually shows up.
From the routine check-up to the admission you never budgeted for — a real health plan and the right life cover stand behind your family. Cover that pays your hospital bills up to your plan limit, and your loved ones the sum assured when it matters most.
The admission you didn't budget for.
Individual health buys online · life & group brokered with our panel · assisted claims.
A health plan from My Insure Bank actually pays your hospital bills — admission, surgery and drugs, up to your plan's annual limit.
Health for the hospital bill, life for your family
Every Health & Life line on the MIB panel — from an individual HMO plan that pays your hospital bills to the life cover that protects the people who depend on you. Individual health buys online instantly; the rest are brokered, then bound with the team.
Health / HMO
Buy onlineAn individual plan that pays your hospital bills, up to your annual limit.
- Outpatient & inpatient care
- Surgery & admission cover
- Drugs up to your plan limit
Group Health
Most popularOne HMO scheme that covers your whole team and their families.
- Cover for every employee
- Family add-ons available
- Managed across our panel
Life Assurance
A lump sum for your family the day they need it most.
- Pays the sum assured on death
- Cover that fits your stage of life
- Beneficiaries you nominate
Term Life
Best valueAffordable cover for a set term — most protection per naira.
- High cover, low premium
- Fixed term you choose
- Protects loans & dependants
Whole Life
Lifelong cover that pays out whenever it is needed.
- Cover for your whole life
- Builds a cash value
- Estate & legacy planning
Endowment
Protection and a savings goal that matures into a lump sum.
- Pays out at maturity or on death
- Disciplined long-term saving
- A goal with a safety net
Savings Plan
Build a lump sum over time, with life cover built in.
- Regular contributions, your pace
- Guaranteed maturity value
- Life cover throughout
Group Life
Statutory and voluntary death-in-service cover for your staff.
- Death-in-service benefit
- Meets the Pension Act requirement
- One scheme for the team
Income Protection
A monthly income if illness or injury stops you working.
- Replaces part of your income
- Pays while you cannot work
- Cover to retirement age
Annuity
Turn your savings into a guaranteed income for life.
- Regular income in retirement
- Guaranteed for life
- Single-premium purchase
Prices are guidance from typical premiums — your exact quote depends on your plan tier, age and cover level, and is confirmed with you.
Cover you can trust, claims that pay the bill
Health and life insurance brokered the right way — the right plan across HMOs and insurers, and a team that gets your claim paid up to your plan limit and sum assured.
We compare HMO plans and life cover across our panel of regulated Nigerian providers, so you get the right plan at the right price for your stage of life.
Tell us who you want to protect; our team prepares the quote and binds the plan with the right HMO or insurer — no guesswork.
From a hospital admission to a life claim, our team walks it through to a payout — cover that actually pays, up to your plan limit and sum assured.
A product of PRA Insurance Brokers, licensed by NAICOM (Reg. No. RBC-1015, Composite Broker).
Get your health & life quote
Tell us who you want to protect — yourself, your family or your team — and our team prepares a quote across our panel of HMOs and insurers, then binds the plan that pays your hospital bills and your family the sum assured.
More cover in this category
Real products from NAICOM-licensed underwriters, arranged through My Insure Bank. Buy online in minutes, or speak to a broker for a tailored quote.
Underwritten by Universal Insurance PLC (NAICOM-licensed) · arranged by My Insure Bank, a product of PRA Insurance Brokers.