My Insure Bank
Car & auto insurance · NAICOM-licensed

Whatever you drive, we cover you.

From the okada beating Lagos traffic to the Urus turning heads — every ride has a story, and every story deserves cover that pays out.

Third-party
Stop 1 of 5

The okada that beats Lagos traffic.

Third-party from ₦15,000/yr

Quote in 2 minutes · instant digital certificate · no paperwork.

Breaking
Did you know?

Your ₦15,000 third-party motor policy from My Insure Bank pays out up to ₦1 MILLION.

All cover/Motor & Auto
Shop the cover

Pick your cover, buy in minutes

Every auto line on the MIB panel — from the statutory minimum to full comprehensive and fleet. Buy online and get your certificate on the spot.

Third-Party

Statutory

The statutory minimum to drive legally.

from₦15,000/yr
  • Covers third-party injury & damage
  • Instant digital certificate
  • NAICOM-compliant
Buy now

Third-Party Fire & Theft

Third-party, plus your car against fire and theft.

from₦25,000/yr
  • Everything in Third-Party
  • Fire damage to your vehicle
  • Theft of your vehicle
Buy now

Comprehensive

Most popular

Full cover for your car and everyone else's.

from₦45,000/yr
  • Own damage, accident & collision
  • Fire, theft & third-party
  • Claims that actually pay out
Buy now

Fleet

Best value

One policy across your whole fleet of vehicles.

from₦250,000/yr
  • Multiple vehicles, one renewal
  • Volume-rated premiums
  • Dedicated account handling
Buy now

Commercial Vehicle

Cover built for vehicles that work for a living.

from₦35,000/yr
  • Keke, vans & buses
  • Goods-carrying use
  • Passenger liability options
Buy now

Motorcycle

Okada and dispatch riders, properly covered.

from₦15,000/yr
  • Third-party as standard
  • Rider liability
  • Fast certificate issue
Buy now

Truck & Haulage

Heavy-duty cover for trucks and haulage.

from₦180,000/yr
  • Articulated & rigid trucks
  • Goods-in-transit add-on
  • Nationwide operation
Buy now

Prices are guidance from typical premiums — your exact quote is calculated in seconds. Third-party at the NAICOM statutory rate.

Limited-time offer

New customers — 15% off your first year

Applied automatically when you buy any auto cover online today.

Claim 15% off
Why MIB

Cover you can trust, claims that pay

Auto insurance brokered the right way — best price across insurers, instant cover, and a team that gets your claim paid.

Insurers on the panel

We compare auto cover across our panel of regulated Nigerian insurers, so you get the right price.

Instant policy & certificate

Buy online and get your digital insurance certificate on the spot — no paperwork, no waiting.

Cashless & assisted claims

File a claim from your phone and let our team walk it through to a payout — claims that actually pay.

NAICOM-licensed

A product of PRA Insurance Brokers, licensed by NAICOM (Reg. No. RBC-1015, Composite Broker).

Takes about 2 minutes

Get your auto quote in 2 minutes

Whatever you drive, we cover you. Answer a few questions, compare cover, pay, and get your digital certificate instantly.

NAICOM Reg. No. RBC-1015 A product of PRA Insurance Brokers
From our partner underwriters

More cover in this category

Real products from NAICOM-licensed underwriters, arranged through My Insure Bank. Buy online in minutes, or speak to a broker for a tailored quote.

Talk to a broker about this cover

Underwritten by Universal Insurance PLC (NAICOM-licensed) · arranged by My Insure Bank, a product of PRA Insurance Brokers.